Real Investing Insights from People Who've Been There

We share what we've learned through years of managing portfolios across different market conditions. No hype. Just practical perspectives on building wealth in Canada's investment landscape.

Henrik Sjöström, Senior Investment Advisor

Henrik Sjöström

Senior Investment Advisor

Henrik spent fifteen years at a major Canadian bank before realizing most retail investors were getting generic advice. He started Qrestex to share the strategies that actually work for regular people trying to build retirement funds.

How We Approach Investment Education

Most investment content either oversimplifies everything or drowns you in jargon. We try to find the middle ground. Henrik believes you need to understand why certain strategies work before you can apply them to your own situation.

Our teaching style is straightforward. We walk through real portfolio examples, explain the reasoning behind allocation decisions, and show you how different market conditions affect various investment types. You'll see actual tax scenarios for Canadian investors, not theoretical examples that don't apply here.

What sets our approach apart is the focus on decision-making frameworks rather than hot tips. You learn how to evaluate investments yourself, which matters more than memorizing rules that might not fit your circumstances.

Portfolio Construction

Building diversified portfolios that match your risk tolerance and timeline, using Canadian and international assets.

Tax Efficiency

Making sense of TFSA vs RRSP decisions, dividend taxation, and capital gains strategies for Canadian investors.

Risk Management

Understanding how different assets behave during market downturns and building resilience into your investments.

Market Psychology

Recognizing emotional patterns that lead to poor investment decisions and developing better mental frameworks.

2,800+

Articles Published

15

Years Experience

47,000+

Monthly Readers

340+

In-Depth Guides

Recent Investment Perspectives

We publish new content every week covering market analysis, portfolio strategies, and practical investment techniques for Canadian investors. These recent pieces have generated the most discussion.

Understanding dividend growth investing strategies

Why Dividend Growth Beats High Yield for Long-Term Investors

Most people chase the highest dividend yields, but that often backfires. We break down why focusing on companies that steadily increase dividends tends to build more wealth over decades, with real examples from Canadian blue chips.

Tax-loss harvesting strategies for Canadian investors

Tax-Loss Harvesting: A Walkthrough with Actual Numbers

Tax-loss harvesting sounds complicated but it's straightforward once you see how it works. This guide shows you a real scenario with specific dollar amounts and explains the superficial loss rules you need to watch out for in Canada.